Welcome to the Website of the CIIM AG The Compound Interest Investment Management AG (referred to below as the „CIIM“). Please read the following conditions carefully; they have been drawn up at the instigation of our legal adviser. By accessing this Website and its pages (referred to below as the „CIIM Website“) you state that you have understood and acknowledge the following conditions of use and legal information in connection with the CIIM Website. If you do not agree to the following conditions, please refrain from accessing the CIIM Website.

 
CONDITIONS OF USE AND LEGAL INFORMATION
 
Local legal restrictions

Foreign legal regimes may prohibit the publication of the CIIM Website or the possibility of accessing the CIIM Website. Persons who are subject to such restrictions may therefore not visit the CIIM Website. Restrictions apply in particular to citizens of the United States of America (USA) and the United Kingdom (UK) and to individuals with their domicile in the USA or the UK.

Rights to the CIIM Website

The entire content of the CIIM Website is protected by copyright (all rights reserved). Downloading or printing out individual pages and/or parts of the CIIM Website is allowed if neither the copyright endorsements nor other legally protected designations are removed. If you download or otherwise reproduce software or data from the CIIM Website, all property rights thereto shall remain with the CIIM. No element of the CIIM Website is conceived so that a license or right to use an image, registered trademark or logo is granted thereby. No rights whatsoever with respect to the software or elements on the CIIM Website are transferred to you by downloading or copying from the CIIM Website. The CIIM reserves all rights (in particular copyrights and trademark rights) in respect of all elements of the CIIM Website. Reproduction (in whole or in part), transmission (electronic or by other means), modification, linking or use of the CIIM Website for public or commercial purposes is prohibited without the prior written consent of the CIIM.

No undertakings or warranties

All statements and information contained in the CIIM Website were carefully researched and checked by the CIIM or by third parties at the time of publication. However, neither the CIIM nor third parties can issue an explicit or implicit undertaking or warranty (including liability) in respect of the correctness, completeness or up-to-date status thereof. Nor can the CIIM warrant that the statements and information cannot be falsified by technical faults (transmission errors, technical defects, interruptions, interventions by unauthorized third parties, etc.). The statements and information contained in the CIIM Website are provided by the CIIM solely for private use and for information purposes; they may be changed at any time without prior notice.

Not an offer

The statements and information contained in the CIIM Website should not be understood as an offer or recommendation of specific investment products. Statements and information contained herein cannot replace investor- and object-oriented advice coordinated to the investor’s individual circumstances. If necessary, please contact a client adviser at the CIIM.

Performance

Investors should be aware that prices may rise as well as fall. For this reason, positive performance in the past is not a guarantee of positive performance in the future. Investments in foreign currencies are also subject to currency exchange rate fluctuations.

Limitation of liability

Any liability (including liability for negligence) on the part of the CIIM in respect of costs or damages of any nature whatsoever (including direct and indirect damage or loss, immaterial damage and consequential damage), arising from or in connection with access to the CIIM Website or use thereof (or from the impossibility of such access or use) or which arises in connection with linking to other Websites, is excluded. This also applies if the CIIM has been advised of the possibility of such damage or loss.

Linked Websites

The CIIM Website may contain links to Websites of third parties over whose content the CIIM has no influence and which it has not examined. The CIIM accepts no responsibility for the use or contents thereof, nor for the products, services or other items offered therein. The same applies to Websites which offer links to the CIIM Website. Furthermore, explicit approval must always be obtained in advance from the CIIM for a link which leads from an external Website to the CIIM Website.

Google Analytics

The CIIM Website uses Google Analytics, a web analytics service provided by Google, Inc. („Google“). Google Analytics uses „cookies“, which are text files placed on your computer to help the website analyse how visitors use the site. The information generated by the cookie about your use of the CIIM Website (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of the CIIM Website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of the CIIM Website. By using the CIIM Website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.

E-mail

The use of e-mail and electronic forms entails risks. In some cases, the data can be viewed and modified by third parties. You should therefore not transmit any data (especially those of a confidential nature) to us by these means.

Legal effectiveness

The present conditions of use and legal information should be regarded as part of the Internet offer from which reference was made to these pages. If parts or individual formulations in this text do not conform to the applicable legal situation, no longer conform thereto or do not fully conform thereto, the content and validity of the remaining parts of the document shall be unaffected thereby.

CIIM The Compound Interest
Investment Management AG